This book constitutes the refereed proceedings of the 10th International Conference on Software Business, ICSOB 2019, held in Jyväskylä, Finland, in November 2019. On the occasion of its tenth anniversary the conference theme this year was “The First Decade and Beyond” and focused on the development during the past decade, addressing the future of software-intensive business as well as studies on new and emerging ideas. The 18 full papers and 10 short papers presented together with 3 invited talks, 6 emerging research papers and a tutorial were carefully reviewed and selected from 52 submissions. They are organized in the following topical sections: software ecosystems; management of software products; continual improvement and product development; impacts of digitalization; software business education; software startups and digital business.

Eric Sink on the Business of Software is a selection of the best and most popular essays from the author's website. This insightful collection of essays explore the business concerns that programmers face during the course of their careers—particularly those programmers who are small independent software vendors. Sink also covers issues like starting your own business, and then performing the hiring, marketing, and finances in a style that programmers understand, sprinkled with a touch of humor.

Die Verbreitung digitaler Technologien ist ein Phänomen, das tiefgreifende Veränderungen in Gesellschaft, Wirtschaft und Staat mit sich bringt. Je länger dieser Prozess andauert, desto mehr finden Integrations-, Differenzierungs- und Gewöhnungsprozesse statt, die den Wechsel oder die Ablösung digitaler Systeme erschweren. Insbesondere große und am Markt etablierte Unternehmen befinden sich nach langjähriger Nutzung von Unternehmenssoftware in einer Phase der Post-Adoption. Die Lieferbeziehungen zwischen Softwareanwendern und -anbietern basieren folglich auf einer historisch gewachsenen Softwareausstattung. Insbesondere im Zusammenhang mit der zunehmenden Nutzung von Cloud Computing, Big Data Analytics und Machine Learning ist der Markt für Unternehmenssoftware gleichzeitig von dynamischen Anpassungen geprägt. Vor diesem Hintergrund stellt sich die Frage, ob sich Unternehmen von etablierten Softwaresystemen trennen sollten, um auf eine neuartige Software umzusteigen. Für solche Entscheidungen werden in einer Phase, in der die bestehende Software bereits im Einsatz ist, alternative Softwareoptionen nicht nur hinsichtlich ihrer Vor- und Nachteile verglichen, sondern auch der Aufwand und das Risiko eines Wechsels berücksichtigt. Vor diesem Hintergrund wurde in der vorliegenden Untersuchung der Frage nachgegangen, welche Faktoren und Wirkungszusammenhänge die Weiternutzung in der Post-Adoptionsphase bestimmen. Anhand einer empirischen Untersuchung und der Anwendung des Verfahrens der Strukturgleichungsmodellierung wird gezeigt, dass insbesondere strukturelle Barrieren die Weiternutzung von Unternehmenssoftware determinieren.

This book constitutes the refereed proceedings of the 9th International Symposium on Business Modeling and Software Design, BMSD 2019, held in Lisbon, Portugal, in July 2019. It contains 12 full and 11 short papers. BMSD is a leading international forum that brings together researchers and practitioners interested in business modeling and its relation to software design. Particular areas of interest are: Business Processes and Enterprise Engineering; Business Models and Requirements; Business Models and Services; Business Models and Software; Information Systems Architectures and Paradigms; Data Aspects in Business Modeling and Software Development; Blockchain-Based Business Models and Information Systems; IoT and Implications for Enterprise Information Systems. The theme of BMSD 2019 was: REFLECTING HUMAN AUTHORITY AND RESPONSIBILITY IN ENTERPRISE MODELS AND SOFTWARE SPECIFICATIONS.

"This book contains the refereed proceedings of the 4th International Conference on Software Business (ICSOB) held in Potsdam, Germany, in June 2013. The theme of the event was ""From Physical Products to Software Services and Solutions."" The 15 full papers, seven short papers, and six doctoral symposium papers accepted for ICSOB were selected from 44 submissions and are organized in sections on: software business models and business process modeling; IT markets and software industry; IT within organizations; software product management; cloud computing; entrepreneurship and startup companies; software platforms and software ecosystems; and doctoral symposium."

We have summarized several common types of credit card fraud and preventive measures for your reference and reference.

Cardholders must know how to protect themselves against different types of fraud.

In 1999, the Consumer Federation of America (CFA) initiated widespread media coverage of the credit card problem among college students, provoking a strong social reaction.

Private wealth management (PWM) involves the management of the assets of high net worth individuals (HNWI) or accredited investors. Private wealth management firms have established close working relationships with high net worth clients to understand their financial needs and help them build investment portfolios that can meet their clients' financial goals.

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Private wealth management (PWM) involves the management of the assets of high net worth individuals (HNWI) or accredited investors. Private wealth management firms have established close working relationships with high net worth clients to understand their financial needs and help them build investment portfolios that can meet their clients' financial goals. They offer a range of services, including portfolio management, real estate planning, mortgage planning, asset protection, tax management, and other financial services. Private wealth management services are provided by large corporations, independent financial advisers and portfolio managers who specialize in working with high net worth private clients.

Many college students rely on debit cards, mobile payments or cash.

U.S. Representative Slaughter introduced the College Student Credit Card Protection Act in 1999 and 2001.

​When the first time we applying for a credit card, we may feel a little nervous. Because there is always a frustrating possibility that it will not be approved. Here is a step by step guide on how to get an approved credit card. With this guidlines you can increase your chances of success.

The steps for using ETrade for the first transaction are similar to those for any land-based financial institution. The main difference is that you can use ETrade to trade online rather than in person. You can use ETrade for your first trade anywhere you have an internet connection, and you don't need to talk to anyone or hear any selling points before or after the purchase. Your transaction costs may also be lower than those of traditional brick-and-mortar businesses.